Tariewe
Om voorsiening te maak vir verskillede behoeftes, word verskillende voordeelplanne aangebied.
Voordeelstruktuur vir kleiner werkgewers met minder as 40 werknemers in diens:
LOONPAKKETTE
Plan
BYDRAE
DOODSDEKKING
DOODSDEKKING
ONGELUKS-DOODSDEKKING
ONGELUKS-DOODSDEKKING
KAPITALE ONGESKIKTHEID
KAPITALE ONGESKIKTHEID
BEGRAFNISDEKKING
BEGRAFNISDEKKING
BETAALDE BEGRAFNISPOLIS
BETAALDE BEGRAFNISPOLIS
ADMINISTRASIEKOSTE
BEMARKINGSKOSTE
KOMMUNIKASIEKOSTE
ONAFHANKLIKE ADVISEUR
MIN TOTALE KOSTE
NETTO BYDRAE
% VAN BYDRAE
Dekking
Premie
Dekking
Premie
Dekking
Premie
Dekking
Premie
Dekking
Premie
Fooi
Fooi
Fooi
Fooi*
A1
R180.00
R0.00
R0.00
R0.00
R0.00
R0.00
R0.00
R0.00
R0.00
R0.00
R0.00
R18.00
R2.00
R2.00
R9.78
R31.78
R148.22
82.34%
A2
R180.00
R14,000.00
R17.71
R14,000.00
R4.83
R0.00
R0.00
R12,000.00
R26.22
R0.00
R0.00
R18.00
R2.00
R2.00
R9.78
R80.54
R99.46
55.26%
B
R203.00
R17,000.00
R21.50
R17,000.00
R5.87
R0.00
R0.00
R16,000.00
R35.00
R0.00
R0.00
R18.00
R2.00
R2.00
R11.04
R95.41
R107.59
53.00%
C1 (Gesluit)
R228.00
R17,000.00
R21.50
R17,000.00
R5.87
R0.00
R0.00
R19,000.00
R41.55
R5000.00
R20.13
R18.00
R2.00
R2.00
R12.42
R123.47
R104.53
45.85%
C2
R228.00
R20,000.00
R25.30
R20,000.00
R6.90
R0.00
R0.00
R19,000.00
R41.55
R0.00
R0.00
R18.00
R2.00
R2.00
R12.42
R108.17
R119.83
52.56%
C3 (Gesluit)
R323.00
R20,000.00
R25.30
R20,000.00
R6.90
R20,000.00
R8.28
R19,000.00
R41.55
R7,500.00
R30.20
R18.00
R2.00
R2.00
R17.60
R151.83
R171.17
52.99%
D
R272.00
R25,000.00
R31.63
R25,000.00
R8.63
R25,000.00
R10.35
R20,000.00
R43.70
R0.00
R0.00
R18.00
R2.00
R2.00
R14.84
R131.15
R140.85
51.78%
E
R456.00
R35,000.00
R44.28
R35,000.00
R12.07
R35,000.00
R14.50
R30,000.00
R65.55
R0.00
R0.00
R18.00
R2.00
R2.00
R24.84
R183.24
R272.76
59.82%
SALARISPAKKETTE
Die onderstaande planne is beskikbaar vir werknemers wat ‘n minimum salaris van R7 500 per maand verdien. (Werkgewer met minder as 40 werknemers):
Plan
BYDRAE
DOODSDEKKING
DOODSDEKKING
ONGELUKS-DOODSDEKKING
ONGELUKS-DOODSDEKKING
KAPITALE ONGESKIKTHEID
KAPITALE ONGESKIKTHEID
BEGRAFNISDEKKING
BEGRAFNISDEKKING
ADMINISTRASIEKOSTE
BEMARKINGSKOSTE
KOMMUNIKASIEKOSTE
ONAFHANKLIKE ADVISEUR
MIN TOTALE KOSTE
NETTO BYDRAE
% VAN BYDRAE
Dekking
Premie
Dekking
Premie
Dekking
Premie
Dekking
Premie
Fooi
Fooi
Fooi
Fooi*
SAL1
R605.00
R100,000.00
R65.60
R50,000.00
R8.00
R100,000.00
R33.40
R35,000.00
R51.50
R18.00
R2.00
R2.00
R32.95
R213.45
R391.55
64.72%
SAL2
R906.00
R150,000.00
R98.70
R75,000.00
R12.10
R150,000.00
R50.00
R35,000.00
R51.50
R18.00
R2.00
R2.00
R49.39
R283.69
R622.31
68.69%
SAL3
1,210.00
R200,000.00
R131.00
R100,000.00
R16.10
R200,000.00
R66.70
R35,000.00
R51.50
R18.00
R2.00
R2.00
R65.95
R353.25
R856.75
70.81%
SAL4
R3,025.00
R500,000.00
R328.00
R250,000.00
R40.25
R500,000.00
R167.00
R35,000.00
R51.50
R18.00
R2.00
R2.00
R164.85
R773.60
R2,251.40
74.43%
BATE-GEBASEERDE FOOIE
Voordeel & Belegging Konsultasie en Aktuarieel Dienste
Bedryfskoste
0.54% van die totale bates van die fonds per jaar
0.60% van die totale bates van die fonds per jaar