TARIFFS 2025
TO MAKE PROVISION FOR DIFFERENT NEEDS, DIFFERENT BENEFIT PLANS ARE OFFERED.
The benefit structures are set out in the tables below.
WAGES PACKAGES
PLAN
CONTRIBUTION
DEATH COVER
DEATH COVER
ACCIDENT DEATH COVER
ACCIDENT DEATH COVER
CAPITAL DISABILITY COVER
CAPITAL DISABILITY COVER
FUNERAL COVER
FUNERAL COVER
PAID UP FUNERAL POLICY
PAID UP FUNERAL POLICY
ADMINISTRATION COSTS
MARKETING COSTS
COMMUNICATION COSTS
INDEPENDENT ADVISOR FEE*
LESS TOTAL COST
NET CONTRIBUTION TOWARDS SAVING
% OF CONTRIBUTION
Cover
Premium
Cover
Premium
Cover
Premium
Cover
Premium
Cover
Premium
Fee
Fee
Fee
Fee
A1
R 190,00
R 0,00
R 0,00
R 0,00
R 0,00
R 0,00
R 0,00
R 0,00
R 0,00
R 0,00
R 0,00
R 19,65
R 2,00
R 2,10
R 10,93
R 34,68
R 155,33
81,75%
A2
R 190,00
R 16 000,00
R 18,60
R 16 000,00
R 5,07
R 0,00
R 0,00
R 14 000,00
R 27,53
R 0,00
R 0,00
R 19,65
R 2,00
R 2,10
R 10,93
R 85,88
R 104,13
54.80%
B
R 213,00
R 20 000,00
R 22,60
R 20 000,00
R 6,16
R 0,00
R 0,00
R 18 000,00
R 36,75
R 0,00
R 0,00
R 19,65
R 2,00
R 2,10
R 12,25
R 101,51
R 111,49
52,34%
C1 (Closed)
R 239,00
R 20 000,00
R 22,60
R 20 000,00
R 6,16
R 0,00
R 0,00
R 22 000,00
R 43,63
R 5 000,00
R 20,13
R 19,65
R 2,00
R 2,10
R 13,74
R 130,01
R 108,99
45,60%
C2
R 239,00
R 23 000,00
R 26,57
R 23 000,00
R 7,25
R 0,00
R 0,00
R 22 000,00
R 43,63
R 0,00
R 0,00
R 19,65
R 2,00
R 2,10
R 13,74
R 114,94
R 124,06
51,91%
C3 (Closed)
R 339,00
R 23 000,00
R 26,57
R 23 000,00
R 7,25
R 23 000,00
R 8,69
R 22 000,00
R 43,63
R 7 500,00
R 30,20
R 19,65
R 2,00
R 2,10
R 19,49
R 159,58
R 179,42
52,93%
D
R 286,00
R 29 000,00
R 33,21
R 29 000,00
R 9,06
R 29 000,00
R 10,87
R 23 000,00
R 45,89
R 0,00
R 0,00
R19,65
R 2,00
R 2,10
R 16,45
R 139,23
R 146,78
51,32%
E
R 479,00
R 40 000,00
R 46,49
R 40 000,00
R 12,67
R 40 000,00
R 15,23
R 34 000,00
R 68,83
R 0,00
R 0,00
R19,65
R 2,00
R 2,10
R 27,54
R 194,51
R 284,49
59,39%
ASSET BASED FEES
Benefit & Investment Consulting and Actuarial Services
Operational costs
* INDEPENDENT ADVISOR FEE
0.54% of total assets of the fund per annum
0.91% of total assets of the fund per annum
5,75%
* INDEPENDENT ADVISORS DO NOT EARN COMMISSION ON TRANSFERS COMING IN. FEES CAPPED ON R100 PER MEMBER.
SALARIES PACKAGES
The below plans are available only to employees earning a minimum salary of R7 500 per month.
PLAN
CONTRIBUTION
DEATH COVER
DEATH COVER
ACCIDENT DEATH COVER
ACCIDENT DEATH COVER
CAPITAL DISABILITY COVER
CAPITAL DISABILITY COVER
FUNERAL COVER
FUNERAL COVER
ADMINISTRATION COSTS
MARKETING COSTS
COMMUNICATION COSTS
INDEPENDENT ADVISOR FEE*
LESS TOTAL COST
NET CONTRIBUTIONS TOWARDS SAVINGS
% OF CONTRIBUTION
Cover
Premium
Cover
Premium
Cover
Premium
Cover
Premium
Fee
Fee
Fee
Fee
SAL1
R 635,00
R 115 000,00
R 68,88
R 57 000,00
R 8,40
R 115 000,00
R 35,07
R 40 000,00
R 54,08
R 19,65
R 2,00
R 2,10
R 36,51
R 226,69
R 408,31
64,30%
SAL2
R 951,00
R 172 000,00
R 103,64
R 86 000,00
R 12,71
R 172 000,00
R 52,50
R 40 000,00
R 54,08
R 19,65
R 2,00
R 2,10
R 54,68
R 301,36
R 649,64
68,31%
SAL3
R1 271,00
R 230 000,00
R 137,55
R 115 000,00
R 16,91
R 230 000,00
R 70,04
R 40 000,00
R 54,08
R 19,65
R 2,00
R 2,10
R 73,08
R 375,41
R 895,59
70,46%
SAL4
R 3 176,00
R 575 000,00
R 344,40
R 287 000,00
R 42,26
R 575 000,00
R 175,35
R 40 000,00
R 54,08
R 19,65
R 2,00
R 2,10
R 150,00
R 789,84
R 2 386,16
75,13%
ASSET BASED FEES
Benefit & Investment Consulting and Actuarial Services
Operational costs
* INDEPENDENT ADVISOR FEE
0.54% of total assets of the fund per annum
0.91% of total assets of the fund per annum
5,75%
*INDEPENDENT ADVISORS DO NOT EARN COMMISSION ON TRANSFERS COMING IN. FEES CAPPED ON R150 PER MEMBER.